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	<title>Medical Council Archives - InnoHEALTH magazine</title>
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		<title>Addressing Unmet Needs in India&#039;s Health System</title>
		<link>https://innohealthmagazine.com/2019/persona/guest-column/unmet-needs-indias-health-system/</link>
					<comments>https://innohealthmagazine.com/2019/persona/guest-column/unmet-needs-indias-health-system/#respond</comments>
		
		<dc:creator><![CDATA[InnoHEALTH Magazine]]></dc:creator>
		<pubDate>Wed, 09 Oct 2019 10:18:18 +0000</pubDate>
				<category><![CDATA[Guest Column]]></category>
		<category><![CDATA[advances in healthcare]]></category>
		<category><![CDATA[AIMAC]]></category>
		<category><![CDATA[AMR]]></category>
		<category><![CDATA[Anti Microbial Resistance]]></category>
		<category><![CDATA[antibiotics]]></category>
		<category><![CDATA[Antimicrobial resistance]]></category>
		<category><![CDATA[Australian Institute of Medical Administration and compliance]]></category>
		<category><![CDATA[Ayushman bharat]]></category>
		<category><![CDATA[bacterial infection]]></category>
		<category><![CDATA[Cancer]]></category>
		<category><![CDATA[Digital Health]]></category>
		<category><![CDATA[Global action plan]]></category>
		<category><![CDATA[global health challenge]]></category>
		<category><![CDATA[health crisis]]></category>
		<category><![CDATA[health innovations]]></category>
		<category><![CDATA[healthcare education]]></category>
		<category><![CDATA[indian health system]]></category>
		<category><![CDATA[Medical Council]]></category>
		<category><![CDATA[medical intervention]]></category>
		<category><![CDATA[MedTech]]></category>
		<category><![CDATA[Millennium Development Goals]]></category>
		<category><![CDATA[national action plans]]></category>
		<category><![CDATA[National Health Policy 2017]]></category>
		<category><![CDATA[pharmaceutical discoveries]]></category>
		<category><![CDATA[pharmaceutical treatments]]></category>
		<category><![CDATA[primary healthcare system]]></category>
		<category><![CDATA[Sustainable business]]></category>
		<category><![CDATA[Sustainable Development Goals]]></category>
		<category><![CDATA[treatment of tuberculosis]]></category>
		<category><![CDATA[Unmet needs in healthcare]]></category>
		<category><![CDATA[weak health system]]></category>
		<category><![CDATA[World Health Assembly]]></category>
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					<description><![CDATA[<p>Upskilling Existing Medical Practitioners through Online Courses could Strengthen Our Health System – A Case Study in Anti-Microbial Resistance</p>
<p>The post <a href="https://innohealthmagazine.com/2019/persona/guest-column/unmet-needs-indias-health-system/">Addressing Unmet Needs in India&#039;s Health System</a> appeared first on <a href="https://innohealthmagazine.com">InnoHEALTH magazine</a>.</p>
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	<h4>Addressing unmet needs in India&#8217;s health system through innovative interventions in healthcare education</h4>
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	<p style="text-align: justify !important;"><a href="https://www.linkedin.com/in/tanya-spisbah-8520963/"><strong>Tanya Spisbah</strong></a><em>, Director with Australia India Institute, Delhi</em> is a renowned and influential expert on Australia-India relations, particularly with respect to health and sustainable development. A career diplomat with the Australian Department of Foreign Affairs and Trade for more than a decade, Ms. Spisbah served from 2014-17 at the Australian High Commission in New Delhi, specializing in health and technology diplomacy for inclusive, sustainable growth. She notably led the health agenda resulting in the Australian and Indian Prime Ministers exchanging an MoU for Health and Medicine, paving the way for cooperation on digital health.</p>
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	<p>Upskilling Existing Medical Practitioners through Online Courses could Strengthen Our Health Systems – A Case Study in Anti-Microbial Resistance</p>
<p style="text-align: justify !important;">Health innovations are necessary to alleviate the global burden of disease and the suffering and mortality that ensues. We generally think of innovations in health as advances in medtech, <a href="https://innohealthmagazine.comtrends/digital-healthcare/">digital health</a> and pharmaceutical discoveries. While in many areas, these kinds of technological advances have led to increasing enhancements in health outcomes, in some areas we have slipped backward through overuse of these medical interventions, threatening the gains in health from the Millennium Development Goals and negatively impacting the Sustainable Development Goals. Antimicrobial resistance is one such example. This article explores the notion of short-term online education as an innovative intervention to address unmet needs in the Indian health system as it affects antimicrobials.</p>
<p style="text-align: justify !important;">Antimicrobial resistance (AMR) refers to the mutating ability of microbes – including bacteria, fungus and viruses – to adapt to pharmaceutical treatments and become resistant, reducing or eradicating the effectiveness of medicines as treatment of bacterial infection or disease. This means perceived advances in healthcare, such as treatment of tuberculosis, have faced setbacks as the bacteria causing tuberculosis becomes multi-drug resistant, leading to increased deaths. It is estimated that AMR will be the cause of 10 million deaths per year by 2050 – causing greater mortalitythan cancer.The issue is a global one and has led to the World Health Assembly adopting a Global Action Plan on AMR, requiring each member country to adopt National Action Plans.</p>
<p style="text-align: justify !important;">The issue is a global one and has led to the World Health Assembly adopting a Global Action Plan on AMR, requiring each member country to adopt National Action Plans.</p>
<p style="text-align: justify !important;">India has a complicated health environment &#8211; one of the highest burdens of infectious diseases, coupled with one of the lowest public expenditures on healthcare in the world. India is also the highest consumer of antibiotics, with the trend only increasing – in part due to the need to treat bacterial infections and to cover prescription, misuse and availability of antibiotics without prescription.</p>
<p style="text-align: justify !important;">This health crisis requires a multipronged effort – a multidisciplinary approach by multiple actors in government, industry and educators. India’s National Action Plan identifies that key challenges to AMR include inappropriate prescribing practices and misuse of antibiotics by humans. India is working to set in place stronger health systems and has invested in a stronger primary healthcare system with the implementation of the National Health Policy 2017 and the establishment of the <a href="https://innohealthmagazine.comnewscope/ayushman-bharat/">Ayushman Bharat</a>. These national policy responses will go a long way in establishing a framework for primary healthcare strengthening but are not able to provide for a holistic solution to gaps in the health system. While the Indian government is also working to reform the MBBS through amendments to the Medical Council of India legislation and changes to the curriculum, the results of these interventions will take years to work through the system and won’t be able to make material impact today.</p>
<p style="text-align: justify !important;">Short courses as a medical intervention for AMR Inevitably, interventions are required from a wide range of actors. While national and state governments and industry are often called upon for innovative responses, given that unnecessary prescriptions or misuse by patients is a major identified problem incontributing to AMR, a largely untapped resource is the role that educators can play in the upskilling of existing medical practitioners to respond to immediate weaknesses in the health system to address such global health challenges. While online education interventions may be potentially smaller in scale, it could have far greater direct and local impact in localities across India, particularly in smaller cities.</p>
<p style="text-align: justify !important;">As an example, the Australian Institute of Medical Administration and Compliance (AIMAC) has developed courses to facilitate good prescribing and dispensing practices. Designed for health professionals, Seema Gupta and Veena Sehgal have created short courses that in just one hour would assist general practitioners in following proper prescribing processes. Courses are written to address an unmet gap that exists between longer term academic courses and the practical issues faced by doctors every day. There is pressure by patients to come away from a doctor’s visit with a prescription, instead of sound advice for medical treatment, which may include simple rest rather than a drug prescription. The courses provide GPs with a quick and easy suite of information and tools about where to obtain further information to increase the quality of their prescription methods and improves collaboration between doctors and pharmacists by having them better understand their respective roles and the instructions being provided to the patient.</p>
<p style="text-align: justify !important;">Often, it is the social dimension that is underestimated and undervalued when delivering healthcare. While there is a greater focus on patient-centric care and the experience of patients in thehealthcare system, short online courses offer one way of improving awareness of the role each actor undertakes in the prescription process and builds a sense of teamwork between the different members of the healthcare team to provide optimal health outcomes.</p>
<p style="text-align: justify !important;">Interventions like these may be small in scale, but by empowering our frontline health workers, GPs and pharmacists to better understand the role overprescription and poor use of antibiotics can have on global challenges like AMR, such local interventions can have immediate impact on the lives and health of individual patients, in their respective cities and panchayats, and on the health system as a whole.</p>
<p style="text-align: justify !important;">Innovations in upskilling to increase the quality of health services to improve, not only patient care, but address gaps in the health system will go a long way to addressing global health challenges such as antimicrobial resistance.</p>
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<p>The post <a href="https://innohealthmagazine.com/2019/persona/guest-column/unmet-needs-indias-health-system/">Addressing Unmet Needs in India&#039;s Health System</a> appeared first on <a href="https://innohealthmagazine.com">InnoHEALTH magazine</a>.</p>
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		<item>
		<title>Insurance Needs to Go Global</title>
		<link>https://innohealthmagazine.com/2018/well-being/global-insurance/</link>
					<comments>https://innohealthmagazine.com/2018/well-being/global-insurance/#respond</comments>
		
		<dc:creator><![CDATA[InnoHEALTH Magazine]]></dc:creator>
		<pubDate>Fri, 11 May 2018 08:54:58 +0000</pubDate>
				<category><![CDATA[Exclusive Interview]]></category>
		<category><![CDATA[Well Being]]></category>
		<category><![CDATA[AIIMS]]></category>
		<category><![CDATA[Budget for health insurance]]></category>
		<category><![CDATA[Clinical and pahtology tests]]></category>
		<category><![CDATA[Critical illness]]></category>
		<category><![CDATA[Flammability Tests]]></category>
		<category><![CDATA[Foreign Country]]></category>
		<category><![CDATA[Gullible buyer]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Health insurance business]]></category>
		<category><![CDATA[Health insurance for animals]]></category>
		<category><![CDATA[Health insurance ocverage]]></category>
		<category><![CDATA[Health protection]]></category>
		<category><![CDATA[Health union]]></category>
		<category><![CDATA[Hong Kong]]></category>
		<category><![CDATA[InnoHEALTH Magazine]]></category>
		<category><![CDATA[innovatiocuris]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance brokerage]]></category>
		<category><![CDATA[Insurance brokerage firm]]></category>
		<category><![CDATA[Insurance Expert]]></category>
		<category><![CDATA[Insurance Foundation of india]]></category>
		<category><![CDATA[IRDA]]></category>
		<category><![CDATA[Life insurance]]></category>
		<category><![CDATA[Medical Council]]></category>
		<category><![CDATA[Mediclaim]]></category>
		<category><![CDATA[Ministry of Health]]></category>
		<category><![CDATA[Mr. Sethi]]></category>
		<category><![CDATA[Pathological Tests]]></category>
		<category><![CDATA[Policy]]></category>
		<category><![CDATA[Premium online]]></category>
		<category><![CDATA[Premiums]]></category>
		<category><![CDATA[S.K. Sethi]]></category>
		<category><![CDATA[Textile industry]]></category>
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					<description><![CDATA[<p>Amid growing awareness for the insurance coverage due to the high cost involved in medical treatment at super specialty hospitals, InnoHEALTH magazine interviewed seasoned player of the insurance discipline Mr. Sethi, Vice President Insurance Foundation of India and sought answers for simple queries by people.</p>
<p>The post <a href="https://innohealthmagazine.com/2018/well-being/global-insurance/">Insurance Needs to Go Global</a> appeared first on <a href="https://innohealthmagazine.com">InnoHEALTH magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p style="text-align: justify !important;">If the textile industry is permitted to get flammability tests done on garments in Hong Kong then why Insurance companies should not permit clinical and pathological tests (not available in India), which are to be conducted in a foreign country? asks S.K Sethi, an Insurance Expert.</p>
<p style="text-align: justify !important;">For a hawk of health insurance business, convolutedness of the insurance cover is not a hard nut to crack but for a gullible buyer, it is not a facile task to comprehend its intricacies. Amid growing awareness for the insurance coverage due to the high cost involved in medical treatment at super speciality hospitals, InnoHEALTH magazine interviewed seasoned player of the insurance discipline Mr Sethi, Vice President <strong>Insurance Foundation of India</strong> and sought answers for simple queries by people.</p>
<p style="text-align: justify !important;"><strong>Mr. Sethi</strong>, who is closely following recently announced National Health Protection scheme by the Union government for ten crore poor people and enthusiastically await roll out of the full scheme, said it would herald a new era in the health sector as the country has pan India facilities to implement the plan, but “ only little bit intelligent planning” is warranted.</p>
<p><em><strong>Also Read:</strong> <a href="https://innohealthmagazine.comwell-being/ten-crore-poor-people-get-health-insurance/">Ten Crore Poor People to Get Health Insurance</a></em></p>
<h3>EXCERPTS ABOUT INSURANCE</h3>
<p><strong><span style="color: #0071b2;">How is the Health Insurance Premium determines?</span></strong></p>
<p style="text-align: justify !important;">It depends on the age, sum assured, whether a person to be insured has any pre-existing disease or adverse health conditions. The rates are fixed (approved by <a href="https://www.irdai.gov.in"><strong>IRDA</strong></a>) and are available in the brochure published by the insurance company.</p>
<p><strong><span style="color: #0071b2;">My employer provides me with health insurance coverage. Is it advisable to take another policy on my own?</span></strong></p>
<p style="text-align: justify !important;">If the sum assured is good and the company is doing fine then you should think positive and do not go in for the additional sum. When you plan to leave the organization then you must verify from the new employer whether they have suitable sum assured available for you as part of compensation package. If no health insurance is available, then you must buy Health Insurance immediately so that 30 days cooling off period of the new policy (purchased by you) is matching with last 30 days with your employer. Try to have this health insurance from the same Insurance Company.</p>
<p><span style="color: #0071b2;"><strong>Will the agent be helpful in settling of claims in future?</strong></span></p>
<p style="text-align: justify !important;">Yes, your agent will be helpful. But he is getting 100% of his income from the insurance company and he may be getting .001 % of his income from you. If he has to make a choice, it is natural that he will favour Insurance Company. You are the best person to decide whether to buy directly from the company or through an agent. Theoretically, the agent is supposed to help you in claim settlement, but time will tell when the claim is to be lodged. Be positive and buy it through an agent but better buy through an Insurance Brokerage Firm as it offers a wider choice and is large enough to protect your interests.</p>
<p><span style="color: #0071b2;"><strong>How much should you invest in health insurance?</strong></span></p>
<p style="text-align: justify !important;">You have to invest according to your health the requirements and the resources you have. You can invest by deciding about your budget for health insurance. If your budget is not a constraint, you can invest by deciding about the sum assured and services required by you.</p>
<p><span style="color: #0071b2;"><strong>I might be laid off soon. Should I see my doctor before I lose my insurance?</strong></span></p>
<p style="text-align: justify !important;">No purpose will be served by seeing your doctor. You should consult an Insurance Brokerage Firm and buy a health insurance, the policy which should be issued at least 30 days before your last day in your present company. This protects your interest.</p>
<p><span style="color: #0071b2;"><strong>Will my health insurance coverage Clinical Trials?</strong></span><br />
We feel that if treatment is;<br />
1. Part of hospitalization in a reputed hospital like AIIMS, capable of conducting clinical trials under controlled conditions.<br />
2. Under the supervision of a reputed doctor<br />
3. Medical Council (Ministry of Health) approves clinical trials</p>
<p style="text-align: justify !important;">Then it will be payable. If it does not fulfill these conditions, then you may have difficulty in getting it paid as the issue is around treatment as well as the price of the medicine.</p>
<p><strong><span style="color: #0071b2;">I own a pet and my vet bills are sky-high. Is there such a thing as health insurance for animals</span></strong>?</p>
<p style="text-align: justify !important;">It depends on a pet. But definitely, it is not part of Health Insurance policy which is for human beings only. Cattle Insurance covers cow and buffalo.</p>
<p><strong><span style="color: #0071b2;">Should I pay my premiums through the a</span><span style="color: #0071b2;">gent</span><span style="color: #0071b2;">?</span></strong></p>
<p style="text-align: justify !important;">If he is ready to provide you with the service – yes. It is your duty that cheques should reach the insurance company well in time. Not picking up on the cheques by the agent is no excuse. If your cheque has not reached the insurance company on time, your policy may have a break and you may lose the benefits. You can also pay the premium online.</p>
<p><span style="color: #0071b2;"><strong>I already have a health insurance policy. Should I still buy a life insurance policy with the rid<span style="color: #0071b2;">ers</span>?</strong></span></p>
<p style="text-align: justify !important;">Health Insurance Policy covers your hospitalization needs. Life insurance covers your retirement needs. Adding of critical illness rider will take care of incidence of you getting a critical illness like cancer. Every product is different and fulfills different needs. Study it carefully and make a decision.</p>
<p style="text-align: justify !important;"><span style="color: #0071b2;"><strong>Are the new clinical and pathological tests, not available in India and done abroad covered under the</strong> <strong>mediclaim<span style="color: #0071b2;"> rule</span>s of the country? If no, are efforts being made to do?</strong></span></p>
<p style="text-align: justify !important;">Some insurance companies permit you to take the opinion. Your suggestion is very good, and we feel Insurance companies will start offering the same. If the Textile industry is permitted to get flammability tests done on garments in Hong Kong then why Insurance companies should not permit clinical and pathological tests (not available in India), which are to be conducted in the foreign country.</p>
<p>&nbsp;</p>
<p>The post <a href="https://innohealthmagazine.com/2018/well-being/global-insurance/">Insurance Needs to Go Global</a> appeared first on <a href="https://innohealthmagazine.com">InnoHEALTH magazine</a>.</p>
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